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Calgary 2026 rules: property tax 0.66499%, no land transfer tax, Land Titles $50 + $5 per $5,000Sources & dates
CalgaryMortgageCalculator.caThe true monthly cost of owning in Calgary
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About

About CalgaryMortgageCalculator.ca

Short answer

CalgaryMortgageCalculator.ca is a free MITEY network site that shows the true cost of buying and owning a home in Calgary: mortgage, CMHC premium, 2026 property tax, Land Titles fees, utilities, energy and cash to close. It is education, not advice; it sells nothing, and any enquiry you send goes to the MITEY network team.

Rules checked

Who runs this site?

The MITEY network (mitey.ca) builds and maintains this site. MITEY is not a lender, a mortgage broker or a real estate brokerage, and this site does not make offers or approve anyone. Our sibling, CalgaryMortgageCalculator.com, covers renting out, secondary suites and community data.

How are the calculators built?

One rules file holds every rate, fee and threshold with its primary source (City of Calgary, Alberta Land Titles, CMHC, OSFI, CRA, the Alberta Utilities Commission) and the date we checked it. The calculators, guides and this site's answers all read from it, and the methodology page lists every value and a dated changelog. Engine tests check results against published tables, including the City's own typical utility bill.

What are the editorial standards?

  • Primary sources only for rules; estimates are labelled as estimates or examples.
  • No invented rates, reviews, testimonials or lender names.
  • Educational estimates, not financial, legal or tax advice.

How does the site make money?

The calculators are free and need no sign-up. If you choose to send an enquiry, it goes to the MITEY network team, which may introduce you to a licensed professional; nothing is shared with a lender unless you ask. We do not sell your data.

Contact

Write to hello@mitey.ca or use the contact form.

What does the site compute, on one example?

The median Calgary apartment condo, 5% down
The median Calgary apartment condo, 5% down: inputs, steps and result
Price$301,5002026 median apartment unit, our calculation from the City's open roll
Down payment$15,075
Condo fee$450 a monthexample
Mortgage payment$1,586includes the $11,457 CMHC premium in the loan
Property tax$167 a month
Cash to close$17,960
All-in monthly cost$2,573

Open this example in the calculator →

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Mitey points to the numbers and their sources; the decision and the advice stay with you and your professionals.