Property tax · Bylaw 9M2026
Calgary property tax calculator 2026
Calgary's 2026 residential property tax is 0.66499% of assessed value: 0.38906% for the City and 0.27593% for provincial education. The City's median single-residential home, assessed at $706,000, pays $4,695 a year, or $391 a month on TIPP. Multiply your own assessment by 0.0066499 to check your bill.
Calgary property tax, 2026
Assessed value × the 2026 residential rate, split into the City and provincial parts.
- City of Calgary (municipal): $3K
- Province of Alberta (education): $2K
- Municipal
- $2,746.76
- 0.38906%
- Provincial
- $1,948.07
- 0.27593%
- At the 2025 rate
- $4,363
- +$332 at the same value
Estimate, not advice. Educational estimate only, not financial, mortgage, tax or legal advice. Lenders, insurers and governments set their own rules and can change them; confirm with a licensed professional before you decide.
$4,695 a year; $391 a month on TIPP.
Assumptions & sources
Assumptions
- 2026 rates from Bylaw 9M2026. Source: City of Calgary, How your property tax bill is calculated (2026 residential tax rate, Bylaw 9M2026), effective January 1, 2026. Checked .
- Typical assessment changes and medians from the City's 2026 roll highlights. Source: City of Calgary, 2026 assessment roll highlights (median values, typical change), effective January 14, 2026. Checked .
- Community medians are our calculation from the 2026 assessment roll (2026-11-01). Source: City of Calgary (Open Data), Current Year Property Assessments (Parcel), dataset 4bsw-nn7w, Open Government Licence – City of Calgary, effective July 1, 2025. Checked .
- Excludes local improvement levies and any business or non-residential portion.
What is Calgary property tax at common assessed values?
| Assessed value | 2026 tax / year | TIPP / month | Same value, 2025 rate |
|---|---|---|---|
| $300,000 | $1,995 | $166 | $1,854 |
| $400,000 | $2,660 | $222 | $2,472 |
| $500,000 | $3,325 | $277 | $3,090 |
| $600,000 | $3,990 | $332 | $3,708 |
| $706,000 | $4,695 | $391 | $4,363 |
| $800,000 | $5,320 | $443 | $4,944 |
| $1,000,000 | $6,650 | $554 | $6,180 |
| $1,500,000 | $9,975 | $831 | $9,270 |
| Community | Tuscany (Northwest) |
|---|---|
| 2026 assessed value | $740,000median of the community's completed detached houses, our calculation from the City's open roll |
| Municipal: × 0.0038906 | $2,879 |
| Provincial education: × 0.0027593 | $2,042 |
| Same value at the 2025 rate | $4,5732025 total rate 0.61803% |
| 2026 property tax | $4,921 a year$410 a month on TIPP; due June 30 if paid in one go |
Your own bill uses your home's assessment, not the community median: the City mails it each January, and you can look it up on Assessment Search. Two homes with the same assessment pay the same tax, whatever they last sold for.
What does the median home of each type pay?
From the City's open assessment roll (our calculation), the typical Calgary home of each type pays:
| Median assessed value, 2026 | Value | Basis |
|---|---|---|
| City of Calgary: single residential (detached, semi and duplex together) | $706,000 | City's 2026 roll highlights |
| Our calculation: detached houses only | $718,500 | 303,278 completed homes |
| Our calculation: semi-detached and duplex units | $592,500 | 37,870 homes |
| City of Calgary: residential condominium (townhouse and apartment units together) | $347,000 | City's 2026 roll highlights (2025: $359,000) |
| Our calculation: townhouse units | $438,500 | 64,022 homes |
| Our calculation: apartment condo units only | $301,500 | 80,763 homes |
The City groups detached houses with semis and duplexes, and townhouse units with apartment units, so its medians sit between ours. Our medians come from the open 2026 roll and count only completed homes (built 2024 or earlier); homes assessed partly built at December 31, 2025 are left out.
How is the bill built?
Council sets the municipal rate each spring to raise the budget it approved; the province sets the education requisition, which the City collects. Both are multiplied by your assessed value. The assessment estimates what your home would have sold for on July 1, 2025, in the condition it was in on December 31, 2025. That is why two neighbours with similar homes can pay different amounts, and why your bill can rise even when the rate is flat.
Paying monthly? TIPP (the Tax Instalment Payment Plan) is free, takes a payment on the 1st of each month, and starts the month after the City receives your agreement (by the 20th). A missed TIPP payment costs $35 and can cancel the plan. Source: City of Calgary, Tax Instalment Payment Plan (TIPP). Checked .
Buying a home? The seller and you split the year's tax on closing day. The closing cost calculator works out that adjustment for your possession date, and the true monthly cost calculator puts the tax in your monthly budget. Outside Calgary, compare 12 other Alberta municipalities on the Alberta page.
What do the property tax terms mean?
- Assessed value
- The City's estimate of what your home would have sold for on July 1, 2025, in its condition on December 31, 2025. It is the number the 2026 rates multiply.
- Municipal rate
- The share council sets for City services: 0.0038906 of assessed value in 2026.
- Provincial education requisition
- The province's school tax, collected by the City on the same bill: 0.0027593 in 2026.
- TIPP
- The Tax Instalment Payment Plan: the year's tax in twelve monthly payments on the 1st, free, instead of one payment by June 30.
Frequently asked questions
What is Calgary's property tax rate for 2026?
The 2026 residential rate is 0.66499% of assessed value (0.38906% municipal + 0.27593% provincial education), set by Bylaw 9M2026. In 2025 it was 0.61803%.
How much property tax will I pay on a $500,000 home in Calgary?
At the 2026 rate, $3,325 a year, or $277 a month if you pay through TIPP.
When is Calgary property tax due?
On the last business day of June: June 30, 2026. Unpaid current taxes get a 7% penalty on July 1 and another 7% on October 1. TIPP, the City's free monthly plan, takes a payment on the 1st of each month instead.
Is my tax based on what I paid for the home?
No. It is based on the City's assessment, which estimates market value on July 1 of the previous year (July 1, 2025 for 2026 bills) and the home's condition on December 31. A purchase price above or below that does not change this year's bill.
Can I challenge my Calgary assessment?
Yes. Notices for 2026 were mailed January 14, 2026, and the Customer Review Period ran to March 23, 2026. Talk to the City's assessors during that window; after it, a formal complaint goes to the Assessment Review Board by the deadline on your notice.
Related
Calgary property tax explained
Assessments, TIPP, penalties and how to question your value.
Tax adjustment at closing
What you owe the seller, or they owe you, on possession day.
Community-level numbers ↗
Median assessments, tax and suites for every community, on CalgaryMortgageCalculator.com.
Buy or rent in Calgary? ↗
The year-by-year buy vs rent model, seeded with Calgary rules, on BuyVsRent.ca.
Sources
- City of Calgary — How your property tax bill is calculated (2026 residential tax rate, Bylaw 9M2026) (effective January 1, 2026). Checked .
- City of Calgary — 2026 assessment roll highlights (median values, typical change) (effective January 14, 2026). Checked .
- City of Calgary — Property assessment FAQ (valuation date July 1, 2025) (effective January 14, 2026). Checked .
- City of Calgary — Property tax due date and late payment penalties (Bylaw 8M2002) (effective June 30, 2026). Checked .
- City of Calgary — Tax Instalment Payment Plan (TIPP). Checked .
- City of Calgary (Open Data) — Current Year Property Assessments (Parcel), dataset 4bsw-nn7w, Open Government Licence – City of Calgary (effective July 1, 2025). Checked .