Guides · worked 2026 numbers
Calgary home buying guides
Six Calgary home-buying guides built on 2026 rules and the City's assessment roll: the true monthly cost, closing costs, property tax, condos, new builds and GST, and first-time buyers. Every figure comes from the same tested engine as the calculators, and every rule links to its primary source with the date it was checked.
What a Calgary Home Really Costs a Month (2026)
The all-in monthly cost of a median Calgary detached home, semi, townhouse and apartment condo in 2026, from City data: mortgage, tax, fees, utilities, upkeep.
Closing Costs in Calgary: Every Line, 2026
Calgary closing costs line by line for 2026: Land Titles fees, the tax adjustment, lawyer, title insurance, inspection, condo documents and GST, with examples.
Calgary Property Tax Explained (2026)
How Calgary property tax works in 2026: your July 1, 2025 assessment × 0.66499%, the City and provincial parts, TIPP, the June 30 due date and reviews.
Buying a Condo in Calgary: Fees, Documents, Costs
What a Calgary condo really costs: condo fees in mortgage qualifying, what the fee covers, reserve fund studies, and the documents you can request.
New Build in Calgary: GST, Rebates and Warranty
New home in Calgary: 5% GST, the up-to-$50,000 first-time buyers' GST rebate, the new housing rebate, Alberta's 1-2-5-10 warranty and 30-year amortization.
First-Time Home Buyer in Calgary: 2026 Playbook
First-time buyers in Calgary: minimum down payment, FHSA ($8,000 a year), RRSP Home Buyers' Plan ($60,000), 30-year amortization and the GST rebate.
The median semi-detached / duplex unit in the 2026 roll, $592,500, with 10% down. Each guide explains one of these lines in depth.
| Price and down payment | $592,500, $59,250 down |
|---|---|
| Property tax (property tax guide) | $3,940 a year |
| Cash to close (closing costs guide) | $62,510 |
| Income lenders want (first-time buyer guide) | $124,226 |
| All-in monthly cost (true cost guide) | $4,293 |
